Wholesale Insurance Specialists (314) 370-2100 info@denali-specialty.com

Life Sciences

Solutions for the Wholesale/Surplus Life Sciences Insurance Market

Did you know that Denali Specialty has expertise in placing your health-related risks and can tailor solutions for your hard-to-place accounts?

Options can vary greatly with differing ingredient and material exclusions, claims-made or occurrence forms, defense provided inside or outside the limits, and de-ductible alternatives.

General Liability and Professional Liability coverages can be written on a combined or stand-alone basis.

Target Classes:

  • Biologics
  • Clinical Trials
  • Dietary Supplements
  • Durable Medical Equipment
  • Health and Beauty Products
  • Medical Devises

Available Coverage Enhancements

  • Data Breach
  • Employee Benefits
  • Errors and Omissions
  • Hired and Non-Owned
  • Primary and Non-Contributory
  • Product Recall
  • Waiver of Subrogation; and Worldwide Coverage

 Policy Structure:

  • Commercial General Liability – Products Completed Operations coverage and Professional Liability
  • Claims-made coverage form with Occurrence coverage available on certain risks
  • Defense is normally written inside the limit but may consider outside based on the risk
  • Automatic inclusion of Landlords, Trade Events and Vendors as Additional Insureds

Required Information:

  • ACORD Applications including Applicant and General Liability section
  • Supplemental applications where appropriate
  • 3-5 year currently valued company loss runs or NKLL if a new venture
  • Copy of Product Labels and Advertising Materials
  • Website information, if available; and target premium, if known

Contact Us