Products Liability
Solutions for the Wholesale/Surplus Products Liability Insurance MarketDenali has the carriers and market relationships to provide Commercial General Liability and Products Liability coverages on an occurrence or claims-made cover-age form.
We generally focus on importers, distributors, and manufacturers of consumer, commercial and industrial products.
Let us help tailor coverage for your next hard-to-place and distressed risk!
Target Classes:
Manufacturers (emphasis on most consumer commercial and industrial products including)
- Automobile Parts
- Cannabis and Hemp operations
- Chemicals and Cosmetics
- Consumer appliances and electronics
- Firearms and Ammunition (including military)
- Machinery and Equipment manufacturing
- Medical Devices
- Food and Beverage processors including alcohol
- Material Handling including Conveyors
- Recreational and Extreme Sports equipment
- Suppliers and Components
- Tobacco and E-Cigarette manufacturers and importers
Most other classes are also acceptable
Policy Structure:
- Commercial General Liability and Products Completed Operations Liability
- ISO Occurrence and Claims-made coverage forms (Retro date continuity provided)
- Discontinued Products and Products Recall
- Coverage can be tailored for unique exposures
- Deductibles as low as $2,500
- Minimum Premiums generally start at $2,500
- Excess Capacity available if higher limits are required
Submission Requirements
- ACORD Applications including Applicant and General Liability section
- Supplemental applications where appropriate
- Complete description of operations
- 3-5 year currently valued company loss runs or NKLL if a new venture
- Website information, if available; and target premium, if known