Student Housing Program
Comprehensive Commercial Insurance for Student Housing Property Schedules
Exclusive Program
Commercial Insurance for Student Housing Property
Targeting Student Housing (including Rental Dwellings and Apartments)
Package Policy (including Builders Risk and Vacant Coverage Capability)
The Program is
National in Scope
(with focus on non-
Critical CAT)
Denali Exclusive
In-House Underwriting Authority
Coverage Highlights
Commercial Property Coverage
- Real Property including BI and BPP
- Equipment Breakdown
- Limits up to $2.5M any Single Building
- In-House Authority up to $50M TIV
- Schedule Credits Available
- Separate AOP and Wind-Hail Deductibles
Commercial General Liability
- Premises Liability
- Products-Completed Ops
- Personal and Advertising
- Damage to Premises Rented
- Medical Expense
- Hired and Non-Owned
Lines of Coverage:
Property Coverage
(i.e., building, business personal property of others, business or rental income, mobile equipment, etc.)
Package Policy or Monoline Coverage
- Commercial General Liability ($1M/$2M/$2M limits)
- Hire and Non-Owned Auto ($1M limit)
- Earthquake Capacity (options inside of the program
- Flood (options outside the program)
Risk Eligibility
The Program’s focus is on Investor Schedules and REO Properties.
The property must be an: Investment Property
Each structure has no more than: $2.5 Million in TIV (higher on referral basis)
Building must be under:
Five Stories
Favorable 3-year hard-copy:
Loss Runs -or- Signed No Known: Loss Letter
Generally: Non-Critical CAT
Exposed properties and Apartments under 25 Units
Coverage Extensions:
- Denali commercial property extension endorsement
- Ordinance or law coverage (sub-limit)
- Sewer back-up (sub-limit)
- Debris removal (sub-limit)
- Vacant risk and renovation coverage
- Equipment breakdown coverage
Not Program Eligible:
- No aluminum wiring that has not been remediated
- No Federal Pacific or Stab Lok circuit breakers
- No mobile home or community park exposures